Q4. How concerned are you about the following sustainability issues (negative impact incidents)? (Total 12 questions) *
4-1. Operational disruptions due to climate change
Notes:Failure to respond to climate change in a timely manner results in the Company's operations being exposed to climate entity/transformation risks.
4-2. Enhancement of retirement planning
Notes:Failure to establish a comprehensive employee retirement system may reduce retention rates and affect talent recruitment and the company's reputation.
4-3. Unclear marketing labels or product communication
Notes:The incident of unclear marketing labeling or product communication that damages customers' rights and interests may be penalties Imposed by competent authorities or negative media reports.
4-4. Insufficient management of natural-related issues leading to risks
Notes:Failure to establish a nature-related risk management process may result in a failure to identify relevant risks (e.g., natural disasters, biodiversity, air pollution, etc.) in a timely manner, which may result in losses to the Company.
4-5. Lack of sustainability-related talent
Notes:In the face of climate threats and uncertain climate risks, companies that lack the relevant climate change and sustainability talent may not be able to take forward a low-carbon transformation.
4-6. Occurrence of ESG-related violations (environmental, social, and corporate governance) by investment targets
Notes:Failure to identify ESG risks may result in negative ESG (environmental, social, and corporate governance) events occurring at the investee, which may affect the Company's operations and image.
4-7. Occurrence of ESG-related violations (environmental, social, and corporate governance) by suppliers
Notes:Failure to implement ESG (Environmental, Social, and Corporate Governance) sustainable management by suppliers/contractors with whom the Company works and the occurrence of negative events may affect the Company's image.
4-8. Digital service interruption
Notes:Security incidents, such as enterprise system failures and external hacking attacks, may result in the interruption of business activities or digital services, which in turn may lead to significant business losses.
4-9. Financial risks from inadequate understanding of future climate scenarios
Notes:Failure to manage and assess climate-related risks could result in the investment/lending portfolio being impaired by the associated risks.
4-10. Personal data breach
Notes:Failure to implement data and information security management may result in the leakage of clients' personal information, resulting in a loss of interests.
4-11. Increased compliance costs
Notes:Failure to comply with emerging government regulations in a timely manner will result in additional penalty and operating costs for the Company.
4-12. Violation of governance regulations
Notes:Violation of governance laws and regulations will affect the company's image or increase the cost of penalties.