In 2025, as the global community marked the tenth anniversary of the Paris Agreement at COP30, climate change had become an immediate risk challenge for businesses and society. Together with demographic shifts and the rapid advancement of AI and digital technologies, these changes are reshaping protection needs and risk management models.
Guided by the Cathay Group’s three strategic pillars—Climate, Health, and Empowerment—Cathay Century Insurance focuses on risk prevention, protection innovation, and capability enhancement to amplify the positive impact of insurance on society.
Guided by its 2050 net-zero goal, Cathay Century Insurance strengthens climate risk management and low-carbon operations through underwriting and loss prevention expertise. In 2025, the Company revised its coal and unconventional oil and gas underwriting policy to exclude deepwater and Arctic oil and gas exploration projects. We also help businesses assess extreme weather risks through loss prevention seminars, care programs, and catastrophe risk model development. In operations, we continued to support the Cathay Group’s RE100 commitment, with 18 workplaces using 100% renewable energy and renewable energy accounting for 61.6% of electricity use across our sites in Taiwan, while reducing electricity use by 89,000 kWh and carbon emissions by 42.3 metric tons through workplace integration, internal carbon pricing, and electricity-saving initiatives.
Cathay Century Insurance leverages its core strengths in insurance protection and loss prevention to help individuals and businesses build financial safety nets and reduce the impact of unexpected incidents. In response to a super-aged society and diverse care needs, we address emerging risks faced by older adults and the long-term care industry. Through the “Micro Heart Project,” we provide care services in long-term care institutions, and launched Taiwan’s first Comprehensive Insurance for Personal Electric Mobility Aids to enhance mobility safety and everyday resilience for older adults and people with disabilities. We also promote employee health and workplace safety through health promotion activities, AED Safe Place certification at the head office and four regional administrative branches, and AED+CPR training.
In response to demographic shifts and AI-driven digital transformation, Cathay Century Insurance continues to invest in talent development and social risk education. In 2025, employees obtained 31 underwriting and claims certifications and 235 fundamental sustainability certifications through the “License Village” program, certification incentives, and training initiatives. We also cultivate cross-disciplinary talent through interdepartmental exchanges, external resources, and case-based learning. Externally, we partnered with the Ministry of Education and National Yang Ming Chiao Tung University to establish the “Campus Traffic Risk Map Section,” and extended risk education projects such as the “Accident-Free Campus” to rural areas and outlying islands, using mobile apps and VR simulations to strengthen traffic risk awareness and expand the role of insurance in risk prevention.
Facing climate change, demographic shifts, and the rapid advancement of AI and digital technologies, Cathay Century Insurance will continue to combine core business expertise with innovative services to strengthen corporate resilience, respond to society’s evolving needs, and work with stakeholders to build a safer, more resilient, and sustainable future.
