中華民國113年4月
單位:新臺幣元，%
| 列號 | 險別 | 項目 | 112年度 | 111年度 | 110年度 |
|
1
| 一年期住宅火災保險 (1) | 保費收入 (含再保) |
217,659,215
|
214,071,383
|
208,618,611
|
|
2
| 自留保費 |
217,659,215
|
214,071,383
|
208,618,611
|
|
3
| 自留比率 |
0.92
|
0.98
|
1.02
|
|
4
| 保險賠款 (含再保) |
31,299,232
|
21,345,617
|
21,249,629
|
|
5
| 自留賠款 |
24,749,947
|
32,525,786
|
23,571,229
|
|
6
| 長期住宅火災保險 (2) | 保費收入 (含再保) |
-73,433
|
-156,641
|
-195,332
|
|
7
| 自留保費 |
-68,890
|
-147,544
|
-183,690
|
|
8
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
9
| 保險賠款 (含再保) |
0
|
550,268
|
44,109
|
|
10
| 自留賠款 |
-211,098
|
924,447
|
558,532
|
|
11
| 一年期商業火災保險 (3) | 保費收入 (含再保) |
2,698,026,515
|
2,179,536,741
|
1,930,107,673
|
|
12
| 自留保費 |
393,345,899
|
490,863,918
|
556,887,545
|
|
13
| 自留比率 |
1.66
|
2.26
|
2.72
|
|
14
| 保險賠款 (含再保) |
1,686,044,313
|
1,169,638,532
|
1,154,506,194
|
|
15
| 自留賠款 |
275,158,040
|
732,742,762
|
641,380,564
|
|
16
| 長期商業火災保險 (4) | 保費收入 (含再保) |
0
|
0
|
0
|
|
17
| 自留保費 |
0
|
0
|
0
|
|
18
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
19
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
20
| 自留賠款 |
0
|
0
|
0
|
|
21
| 內陸運輸保險 (5) | 保費收入 (含再保) |
28,542,038
|
28,319,886
|
25,111,272
|
|
22
| 自留保費 |
24,436,550
|
24,181,570
|
21,511,634
|
|
23
| 自留比率 |
0.10
|
0.11
|
0.11
|
|
24
| 保險賠款 (含再保) |
6,612,159
|
12,485,468
|
13,014,000
|
|
25
| 自留賠款 |
5,765,667
|
10,507,488
|
9,617,104
|
|
26
| 貨物運輸保險 (6) | 保費收入 (含再保) |
811,422,929
|
647,229,181
|
570,708,509
|
|
27
| 自留保費 |
214,845,494
|
149,381,428
|
185,150,987
|
|
28
| 自留比率 |
0.91
|
0.69
|
0.90
|
|
29
| 保險賠款 (含再保) |
246,667,091
|
404,084,384
|
317,605,465
|
|
30
| 自留賠款 |
137,659,798
|
144,114,861
|
134,445,075
|
|
31
| 船體保險 (7) | 保費收入 (含再保) |
250,542,653
|
257,526,942
|
178,438,185
|
|
32
| 自留保費 |
28,165,734
|
17,862,193
|
51,936,956
|
|
33
| 自留比率 |
0.12
|
0.08
|
0.25
|
|
34
| 保險賠款 (含再保) |
70,749,787
|
160,588,361
|
61,872,979
|
|
35
| 自留賠款 |
38,007,931
|
94,452,600
|
38,679,696
|
|
36
| 漁船保險 (8) | 保費收入 (含再保) |
77,356,956
|
67,533,656
|
67,384,274
|
|
37
| 自留保費 |
1,038,321
|
41,502,415
|
47,405,745
|
|
38
| 自留比率 |
0.00
|
0.19
|
0.23
|
|
39
| 保險賠款 (含再保) |
85,406,141
|
10,378,769
|
2,304,119
|
|
40
| 自留賠款 |
28,740,622
|
-2,896,901
|
4,818,138
|
|
41
| 航空保險 (9) | 保費收入 (含再保) |
211,721,222
|
145,254,956
|
137,158,744
|
|
42
| 自留保費 |
-2,240,495
|
5,091,462
|
4,688,047
|
|
43
| 自留比率 |
-0.01
|
0.02
|
0.02
|
|
44
| 保險賠款 (含再保) |
57,775,488
|
58,682,775
|
19,904,062
|
|
45
| 自留賠款 |
612,739
|
29,132,262
|
14,333,457
|
|
46
| 一般自用汽車財產損失保險 (10) | 保費收入 (含再保) |
4,589,649,628
|
4,132,380,249
|
3,507,888,900
|
|
47
| 自留保費 |
4,299,225,038
|
3,991,057,414
|
3,386,364,577
|
|
48
| 自留比率 |
18.19
|
18.35
|
16.55
|
|
49
| 保險賠款 (含再保) |
2,772,397,221
|
2,163,874,555
|
1,873,882,620
|
|
50
| 自留賠款 |
2,682,984,211
|
2,283,528,351
|
1,844,710,873
|
|
51
| 一般商業汽車財產損失保險 (11) | 保費收入 (含再保) |
78,133,862
|
62,811,390
|
48,875,301
|
|
52
| 自留保費 |
65,529,509
|
55,790,494
|
43,946,060
|
|
53
| 自留比率 |
0.28
|
0.26
|
0.21
|
|
54
| 保險賠款 (含再保) |
37,515,375
|
25,521,929
|
19,274,059
|
|
55
| 自留賠款 |
31,492,389
|
24,676,360
|
22,496,431
|
|
56
| 一般自用汽車責任保險 (12) | 保費收入 (含再保) |
8,737,602,685
|
7,720,356,404
|
7,013,927,504
|
|
57
| 自留保費 |
8,353,666,918
|
7,547,579,307
|
6,853,990,644
|
|
58
| 自留比率 |
35.34
|
34.70
|
33.49
|
|
59
| 保險賠款 (含再保) |
4,391,822,036
|
3,835,303,133
|
3,828,108,628
|
|
60
| 自留賠款 |
4,773,837,832
|
4,180,370,326
|
3,677,738,866
|
|
61
| 一般商業汽車責任保險 (13) | 保費收入 (含再保) |
354,051,156
|
304,185,323
|
281,492,354
|
|
62
| 自留保費 |
330,215,867
|
293,560,576
|
271,578,550
|
|
63
| 自留比率 |
1.40
|
1.35
|
1.33
|
|
64
| 保險賠款 (含再保) |
184,915,453
|
166,818,231
|
180,839,223
|
|
65
| 自留賠款 |
202,156,937
|
175,702,562
|
171,077,923
|
|
66
| 強制自用汽車責任保險 (14) | 保費收入 (含再保) |
1,560,608,345
|
1,549,777,914
|
1,524,092,968
|
|
67
| 自留保費 |
1,063,800,326
|
1,056,720,249
|
1,041,543,116
|
|
68
| 自留比率 |
4.50
|
4.86
|
5.09
|
|
69
| 保險賠款 (含再保) |
1,111,474,784
|
1,115,933,149
|
1,292,254,110
|
|
70
| 自留賠款 |
621,351,083
|
597,066,904
|
564,436,596
|
|
71
| 強制商業汽車責任保險 (15) | 保費收入 (含再保) |
118,888,437
|
118,366,901
|
112,235,376
|
|
72
| 自留保費 |
84,678,254
|
84,287,606
|
80,832,792
|
|
73
| 自留比率 |
0.36
|
0.39
|
0.39
|
|
74
| 保險賠款 (含再保) |
108,647,999
|
100,334,812
|
138,397,709
|
|
75
| 自留賠款 |
76,233,115
|
65,533,615
|
68,009,469
|
|
76
| 強制機車責任保險 (16) | 保費收入 (含再保) |
2,070,876,996
|
2,028,988,888
|
1,982,758,314
|
|
77
| 自留保費 |
1,346,184,241
|
1,323,462,647
|
1,289,107,264
|
|
78
| 自留比率 |
5.69
|
6.09
|
6.30
|
|
79
| 保險賠款 (含再保) |
1,608,994,026
|
1,568,522,936
|
1,440,103,304
|
|
80
| 自留賠款 |
864,998,266
|
931,869,622
|
1,009,134,390
|
|
81
| 一般責任保險 (17) | 保費收入 (含再保) |
2,536,707,049
|
2,125,841,067
|
1,795,693,206
|
|
82
| 自留保費 |
1,740,573,685
|
1,485,324,251
|
1,347,168,763
|
|
83
| 自留比率 |
7.36
|
6.83
|
6.58
|
|
84
| 保險賠款 (含再保) |
1,104,522,214
|
823,701,543
|
696,694,783
|
|
85
| 自留賠款 |
949,703,500
|
752,331,165
|
514,416,200
|
|
86
| 專業責任保險 (18) | 保費收入 (含再保) |
243,498,880
|
175,923,598
|
148,769,750
|
|
87
| 自留保費 |
113,204,182
|
82,951,916
|
69,617,680
|
|
88
| 自留比率 |
0.48
|
0.38
|
0.34
|
|
89
| 保險賠款 (含再保) |
29,198,979
|
147,611,727
|
39,699,058
|
|
90
| 自留賠款 |
29,379,196
|
38,156,920
|
9,976,033
|
|
91
| 工程保險 (19) | 保費收入 (含再保) |
1,750,025,290
|
1,154,907,264
|
1,097,373,666
|
|
92
| 自留保費 |
351,083,567
|
205,445,350
|
202,787,799
|
|
93
| 自留比率 |
1.49
|
0.94
|
0.99
|
|
94
| 保險賠款 (含再保) |
1,461,268,897
|
183,707,268
|
268,739,809
|
|
95
| 自留賠款 |
177,897,423
|
113,168,949
|
92,901,198
|
|
96
| 核能保險 (20) | 保費收入 (含再保) |
9,730,417
|
10,025,921
|
10,950,854
|
|
97
| 自留保費 |
9,730,417
|
10,025,921
|
10,950,854
|
|
98
| 自留比率 |
0.04
|
0.05
|
0.05
|
|
99
| 保險賠款 (含再保) |
18,748
|
7,610
|
4,101
|
|
100
| 自留賠款 |
5,889
|
-808
|
-2,878
|
|
101
| 保證保險 (21) | 保費收入 (含再保) |
43,409,865
|
44,581,814
|
45,511,040
|
|
102
| 自留保費 |
36,968,948
|
37,472,693
|
38,796,827
|
|
103
| 自留比率 |
0.16
|
0.17
|
0.19
|
|
104
| 保險賠款 (含再保) |
9,893,775
|
-3,244,785
|
10,736,613
|
|
105
| 自留賠款 |
-1,773,248
|
-2,172,298
|
7,500,147
|
|
106
| 信用保險 (22) | 保費收入 (含再保) |
99,042,783
|
74,549,770
|
66,339,462
|
|
107
| 自留保費 |
-13,099,707
|
9,809,205
|
1,617,352
|
|
108
| 自留比率 |
-0.06
|
0.05
|
0.01
|
|
109
| 保險賠款 (含再保) |
44,582,791
|
-25,268
|
-34,014,628
|
|
110
| 自留賠款 |
-39,886
|
-6,409
|
8,289
|
|
111
| 其他財產保險 (23) | 保費收入 (含再保) |
256,362,330
|
372,611,466
|
221,511,661
|
|
112
| 自留保費 |
91,508,219
|
223,864,226
|
154,108,975
|
|
113
| 自留比率 |
0.39
|
1.03
|
0.75
|
|
114
| 保險賠款 (含再保) |
686,542,879
|
1,870,755,598
|
51,129,938
|
|
115
| 自留賠款 |
243,492,559
|
2,217,937,698
|
32,476,294
|
|
116
| 傷害保險 (24) | 保費收入 (含再保) |
3,391,757,993
|
2,865,877,809
|
2,606,539,824
|
|
117
| 自留保費 |
3,222,478,356
|
2,605,423,363
|
2,461,339,528
|
|
118
| 自留比率 |
13.63
|
11.98
|
12.03
|
|
119
| 保險賠款 (含再保) |
1,273,177,344
|
1,036,358,252
|
1,156,782,442
|
|
120
| 自留賠款 |
1,155,879,834
|
1,033,415,122
|
1,102,879,019
|
|
121
| 商業性地震保險 (25) | 保費收入 (含再保) |
865,403,204
|
758,256,311
|
644,210,817
|
|
122
| 自留保費 |
247,193,936
|
244,489,044
|
209,328,677
|
|
123
| 自留比率 |
1.05
|
1.12
|
1.02
|
|
124
| 保險賠款 (含再保) |
9,449,578
|
8,321,801
|
3,403,804
|
|
125
| 自留賠款 |
-6,242,532
|
26,953,131
|
-5,419,243
|
|
126
| 個人綜合保險 (26) | 保費收入 (含再保) |
736,154,997
|
377,817,933
|
329,167,863
|
|
127
| 自留保費 |
636,340,803
|
298,676,850
|
243,154,650
|
|
128
| 自留比率 |
2.69
|
1.37
|
1.19
|
|
129
| 保險賠款 (含再保) |
143,969,576
|
60,489,008
|
70,476,283
|
|
130
| 自留賠款 |
139,776,630
|
66,851,811
|
57,168,575
|
|
131
| 商業綜合保險 (27) | 保費收入 (含再保) |
0
|
88
|
40
|
|
132
| 自留保費 |
0
|
88
|
40
|
|
133
| 自留比率 |
0.00
|
0.00
|
0.00
|
|
134
| 保險賠款 (含再保) |
0
|
0
|
0
|
|
135
| 自留賠款 |
-3
|
-363
|
-42
|
|
136
| 颱風洪水保險 (28) | 保費收入 (含再保) |
720,448,472
|
614,946,729
|
509,678,838
|
|
137
| 自留保費 |
198,984,861
|
211,395,752
|
183,310,383
|
|
138
| 自留比率 |
0.84
|
0.97
|
0.90
|
|
139
| 保險賠款 (含再保) |
5,634,965
|
80,035,388
|
-74,975,104
|
|
140
| 自留賠款 |
13,907,365
|
-10,161,680
|
-3,733,155
|
|
141
| 政策性地震保險 (29) | 保費收入 (含再保) |
527,894,548
|
527,508,133
|
508,888,859
|
|
142
| 自留保費 |
57,817,257
|
59,219,346
|
57,483,005
|
|
143
| 自留比率 |
0.24
|
0.27
|
0.28
|
|
144
| 保險賠款 (含再保) |
0
|
311,335
|
0
|
|
145
| 自留賠款 |
0
|
311,235
|
100
|
|
146
| 健康保險 (30) | 保費收入 (含再保) |
291,114,945
|
581,266,210
|
1,023,534,191
|
|
147
| 自留保費 |
291,140,235
|
480,398,984
|
502,385,017
|
|
148
| 自留比率 |
1.23
|
2.21
|
2.45
|
|
149
| 保險賠款 (含再保) |
10,329,605,888
|
20,225,826,894
|
181,696,798
|
|
150
| 自留賠款 |
2,608,652,422
|
24,838,366,108
|
169,504,146
|
|
151
| 國外再保分進業務 (31) | 保費收入 (含再保) |
223,432,478
|
496,637,734
|
941,066,325
|
|
152
| 自留保費 |
223,432,478
|
496,637,734
|
941,066,325
|
|
153
| 自留比率 |
0.95
|
2.28
|
4.60
|
|
154
| 保險賠款 (含再保) |
512,804,216
|
587,747,470
|
563,799,729
|
|
155
| 自留賠款 |
313,584,181
|
676,235,119
|
907,425,654
|
|
156
| 強制微型電動二輪車責任保險 (43) | 保費收入 (含再保) |
16,073,676
|
2,998,955
|
|
|
157
| 自留保費 |
12,250,451
|
1,884,275
|
|
|
158
| 自留比率 |
0.05
|
0.01
|
|
|
159
| 保險賠款 (含再保) |
568,617
|
0
|
|
|
160
| 自留賠款 |
1,761,884
|
135,924
|
|
|
161
| 總計 (99) | 保費收入 (含再保) |
33,516,066,131
|
29,639,933,975
|
27,537,839,049
|
|
162
| 自留保費 |
23,640,089,669
|
21,748,284,116
|
20,466,494,713
|
|
163
| 自留比率 |
100.00
|
100.00
|
100.00
|
|
164
| 保險賠款 (含再保) |
28,011,559,572
|
35,835,666,760
|
13,297,533,836
|
|
165
| 自留賠款 |
15,389,522,693
|
39,051,772,669
|
11,110,108,680
|
|